Maryland Gov. Wes Moore’s proposed budget is hundreds of pages long and full of tables and charts that are hard to parse.

But we spoke with the governor, the budget secretary and other experts to sift through the dense material. Here are some key questions you might have about the governor’s plan.

Are my taxes going up?

Probably not.

A centerpiece of Moore’s $67.3 billion plan is raising hundreds of millions of dollars by raising income taxes on those with high incomes. As Moore put it: those who have “done exceptionally well financially.”

What’s that mean in real dollars? For single filers, there would be a new tax bracket for income greater than $500,000 and then another one for income greater than $1 million. This encompasses about 18% of Maryland taxpayers, so there’s a good chance it’s not you.

There also would be a 1% surcharge on capital gains for certain high-income households for four years.

The rest of us are likely to see a modest tax break of a couple hundred dollars or no change at all. Moore proposes doubling the standard deduction taxpayers can take on their tax returns and eliminating itemized deductions, which his team believes will be a net benefit to most Marylanders of modest means. We have further details of how this all shakes out here.

Will I pay more in other ways?

Depending on your situation and interests, you could be hit with a variety of small fee and tax increases.

If you get food or other things delivered to your home from companies like Amazon or grocery stores, Moore wants to tack on a 75-cent fee.

And starting on July 1, 2026, cannabis users would see the sales tax on those products go to 15% from 9% (one of the lowest in the nation).

If you gamble, the business you place your bets with would see their taxes increase. The tax on casino table games would increase to 25% from 20%, while the sports gambling tax rate would go to 30% from 15%.

Last year, lawmakers passed increased vehicle registration fees, and Moore proposes accelerating the three-year phase-in for the largest passenger vehicles.

And all drivers must get their vehicles inspected for emissions every two years, a task that would cost $30 instead of $14, with future increases linked to inflation.

What about the education plan?

State law requires certain funding levels for public schools, and Moore meets it with billions of dollars in funding.

But there’s also the matter of the Blueprint for Maryland’s Future, an ambitious, multiyear plan to improve the state’s public schools with new programs. Moore testified in favor of the Blueprint before he entered politics, and now is looking at adjustments.

Over five years, Moore’s proposed tweaks would save $2.5 billion. Those changes include one Moore has discussed already: Hitting pause on a plan to give teachers more time out of the classroom for planning and professional development, a program called “collaborative time.”

This is an area where Moore could see some pushback from educators and lawmakers who want to protect the Blueprint programs.

Does this solve the state’s budget problem?

Yes, at least in the short term.

Moore came into this budget year facing down a $3 billion gap between money coming in and money planned to go out. He’s legally required to propose a balanced budget to lawmakers, and that’s what he did on Wednesday.

The overall budget actually grows by about 1% from last year. But the general fund — the main part that the state controls with money from state taxes — shrinks by about 1%.

If all goes to plan, the state would end up with $106 million left over in the general fund.

There also would be a little more than $2 billion in the state’s Rainy Day Fund, which is above the recommended level.

What’s unclear is whether these proposed changes would solve the long-term financial problems in state government. Without any course correction, the budget gap would continue to grow year after year, especially when the most expensive parts of the Blueprint for Maryland’s future kick in.

What’s next?

Just because Moore introduced the budget this way doesn’t mean it’s going to end up like this.

State lawmakers will spend the next 82 days poring over the details, first in the House of Delegates then in the state Senate. They can cut money and move it around — a relatively new power for lawmakers — and they can propose their own taxes or changes to the Blueprint.

Just because Moore is a Democrat and the General Assembly has a Democratic supermajority doesn’t mean the two branches of government will see eye to eye on every last detail. But ultimately, they’ll have to agree to some form of a balanced budget, which will guide spending from a 12-month period starting July 1.

The work starts in earnest on Monday, when lawmakers will get a briefing from their fiscal experts.